Primary Home Purchase: Refinance: Rehab/Remodel
Purchases
FHA, Conventional, USDA, VA, ETC.
Purchases
Financing Solutions for Your Primary Residence in Florida
Securing funding for your single-family primary residence is our priority—whether it’s your first home or your next chapter. Through our licensed Mortgage Loan Originator, Kenya Josephs (NMLS #2487177), we work closely with trusted residential lenders to find the financing solution that best fits your needs.
Click the “Find Out More” button to learn how we can support you on your path to home ownership—with expertise, care, and your goals in mind.
Refinance
FHA, Conventional, USDA, VA, ETC.
Purchases
Refinance Your Primary or Secondary Home with Confidence
Whether you're looking to lower your monthly payment, reduce your interest rate, access cash for major expenses, or consolidate debt, refinancing can be a powerful financial tool. We offer a variety of competitive refinancing options tailored to meet your individual needs—whether for your primary residence or a second home in Florida.
Through personalized guidance and access to a wide range of loan programs, we help you make the most of your home’s equity. Refinance solutions may help you:
- Lower your interest rate and monthly payments
- Consolidate high-interest debt
- Access funds for college tuition or home improvements
- Free up capital to invest in additional properties
- Shorten your loan term and build equity faster
Let us help you explore your options with clarity and confidence. Click the “Ask Me How” button to connect and learn more about how refinancing could support your financial goals—today and into the future.
FHA, Conventional, USDA, VA, ETC.
FHA, Conventional, USDA, VA, ETC.
FHA, Conventional, USDA, VA, ETC.
We’re proud to offer a wide range of home financing solutions tailored to meet you where you are in your home ownership journey. Available programs include:
- Down Payment Assistance
- 100% Financing for Primary Residences (subject to borrower qualification)
- Flexible Credit Options – Credit scores as low as 580 may be eligible, depending on program guidelines
- Renovation Loans
- First-Time Home buyer Programs
- Homes for Heroes
- VA Loans
- Fannie Mae & Freddie Mac Conventional Loans
- Home buyer Education Classes
- Credit Repair Resources
At our core, we believe in setting you up for success. That’s why we provide fully underwritten Pre-approvals—not just pre-qualifications. With a true pre-approval in hand, you’ll be ready to make confident offers and move quickly when you find the right home.
Our experienced Loan Officers are here to guide you every step of the way and can connect you with a trusted local real estate agent to help you begin your search.
Whether you’re just getting started or ready to make a move, we’re here to support you with compassion, expertise, and real solutions.
Rehab or Remodel
FHA, Conventional, USDA, VA, ETC.
If you're looking to breathe new life into a home—whether for living, vacationing, or investing—renovation financing gives you the power to turn vision into reality. We offer specialized loan programs designed to help you purchase and renovate—or refinance and renovate—properties in need of repair or upgrades. These solutions allow you to roll the cost of improvements into one convenient loan, making it easier to:
- Bring outdated homes up to modern standards
- Make necessary repairs or safety improvements
- Increase property value and marketability
- Customize a home to fit your lifestyle or investment goals
Our team understands that renovation projects can feel overwhelming. That’s why we walk you through every step—from pre-approval to final draw—with clear guidance, ongoing support, and loan options that match your vision and budget.
Let’s unlock the full potential of your property—together. Reach out today to learn how a renovation loan can help bring your project to life with confidence and peace of mind.
Kenya Josephs MLO, #2487177
Kenya Josephs MLO, #2487177
With years of experience in mortgage operations—processing, closing, and post-closing—I bring a deep understanding of the loan process to every client interaction. I’m passionate about helping individuals achieve homeownership by listening closely, tailoring solutions to their unique needs, and staying current with industry trends. Real estate is a journey of growth, and my team and I are honored to walk that path alongside those we serve.